http://www.hartres.com en-us http://www.hartres.com N/A service@5flagsweb.com Sat, 22 Nov 2008 01:51:23 -0600 20 http://www.hartres.com/articles/9/1/Loan-Process-Step-By-Step/Step1-Organize-Your-Documents.html Your loan documents will be slightly different depending on whether you're buying or refinancing a loan, or applying for a home equity loan. ralex@hartres.com (Rick Alex) Wed, 26 Apr 2006 00:00:00 -0500