When you show up to your loan's closing meeting, don't forget the following:
A cashier's check for the down payment and closing costs; personal checks are not usually accepted.
You'll need to review final loan documents. You should already have read them, but you should re-check your interest rates and loan terms, just in case. Make sure that the name and address on the loan documents are right.
Be prepared to sign the loan documents.
After signing, your loan should close quickly. Federal law governing refinance and home equity loans requires banks to give you three days to review documents after signing before the loan can close.